Commercial Underwriter

Minimum Requirements:

• Minimum 5 years' Commercial Underwriting experience
• Proven experience underwriting Commercial Insurance products
• Demonstrated ability to assess risk exposure and underwrite within delegated mandates
• NQF Level 4: Short-Term Commercial Lines (60 Credits)
• RE5 Qualification (Level 1) completed
• Underwrite new commercial risks in line with company risk guidelines
• Manage and monitor broker portfolios to maintain acceptable loss ratios
• Ensure compliance with reinsurance treaties and internal underwriting mandates
• Handle policy amendments, renewals, and underwriting queries
• Build and maintain strong broker relationships
• Provide product guidance, training, and support to brokers
• Review and maintain policy wordings and product competitiveness
• Analise poorly performing risks and implement corrective action
• Assist with product development and system enhancements
• Conduct competitor product comparisons and market analysis
• Strong commercial underwriting and risk assessment ability
• Excellent communication and negotiation skills
• Strong analytical and problem-solving skills
• High attention to detail and numerical accuracy
• Customer-focused with strong relationship-building abilities
• Ability to work effectively under pressure

• Salary dependent on experience and qualifications