Credit Analyst

Full Time 2 weeks ago Cape Town, Western Cape

Employment Information

A well-established finance company is looking for an experienced Credit Analyst to join their team in Cape Town.

About the role

This position is suited to a detail-oriented and analytical finance professional with experience in credit risk assessment and regulatory compliance. The role will involve a variety of responsibilities, including but not limited to:

  • Conducting financial analysis and due diligence on bridging finance applications
  • Assessing applicant creditworthiness through financial data, credit reports, and legal documentation
  • Assisting with structuring credit underwriting terms to mitigate risk
  • Performing affordability assessments in line with regulatory requirements
  • Ensuring compliance with the National Credit Act (NCA) and POPIA regulations
  • Maintaining detailed and audit-ready credit documentation
  • Supporting the monitoring of the credit portfolio and identifying risk trends
  • Collaborating with internal teams, clients, and external stakeholders to facilitate smooth loan processes
  • Assisting with the implementation of digital and data-driven risk solutions

Requirements:

  • Bachelor’s degree in Finance, Accounting, Law, or a related field.
  • 2+ Years’ experience in credit analysis, risk assessment, or a similar role.
  • Exposure to bridging finance or specialist lending environments.
  • Practical knowledge of the National Credit Act (NCA) and its application within the South African lending market.
  • Strong financial analysis and underwriting skills.
  • Proficiency in financial software and Microsoft Office Suite, particularly Excel.


How to Apply:

Contact Hire Resolve today for your next career-changing move.

Apply for this role today by contacting Robyn at:

robyn.ashburner@hireresolve.us


Or contact me on LinkedIn.

You can also visit the Hire Resolve website for more opportunities.

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